Payment Policy

Richcurt, we aim to provide a secure and convenient checkout experience. This Payment Policy explains how payments are handled when you purchase products from our online store.

1. Accepted Payment Methods

Available payment methods are displayed during checkout.

Depending on availability and eligibility, payment options may include supported credit cards, debit cards, and digital payment methods provided through Shopify and its supported payment partners.

The payment methods displayed at checkout are the methods available for your purchase.

2. Payment Processing

Payments are processed through the payment provider selected at checkout.

When you place an order, you authorize the applicable payment provider to process the transaction for the amount displayed at checkout.

Your order may be subject to payment authorization and verification before it is processed.

3. Pricing and Currency

Product prices and applicable shipping charges are displayed on our website and during checkout.

The applicable currency will be shown during the shopping or checkout process. Your bank or payment provider may apply currency conversion rates or additional fees depending on your account and payment method.

Please review your order total before completing your purchase.

4. Payment Security

Payments are handled through the payment processing services made available at checkout.

Richcurt does not ask customers to send their full payment card details by email.

For your security, complete purchases through the official checkout on our website.

5. Payment Authorization and Failed Transactions

An order may not be completed if a payment is declined, cannot be authorized, or requires additional verification.

If your payment fails, please verify your payment information or contact your bank or payment provider.

If an amount appears to have been charged but you do not receive an order confirmation, contact us at support@richcurt.com with the relevant transaction details. Do not send your full card number or security code.

6. Order Confirmation

After a successful purchase, you should receive an order confirmation by email.

If you do not receive a confirmation, check your spam or junk folder. You may also contact our customer support team for assistance.

7. Refunds

Approved refunds are issued according to our Return and Refund Policy and are generally returned to the original payment method where applicable.

The time required for a refund to appear in your account depends on your payment provider and financial institution.

8. Taxes and Shipping Charges

Applicable taxes and shipping charges, where required, will be displayed during checkout or handled according to the applicable checkout and tax rules.

Please review the final order total before completing your purchase.